Sediakan pelan B untuk saat-saat yang tak dijangka. Ya, kami tahu company tempat anda berkerja sudah cover medical untuk anda. Tetapi berapa banyak nilai coverage?
Dan sampai bila company akan cover anda? Jangan anggap memiliki pelan takaful suatu bebanan. Nikmat yang diperolehi kemudian hari nanti, tak dapat dinilaikan...
Manakala ini pula adalah sharing daripada agent kepada patient tersebut :
***credits to madihah (dydy abdullah) PruBSN Takaful
i received a text msg by client saying that he's admitted in KPJ Ampang Puteri because he fainted (seizure).
About 2-3 days after he discharged from KPJ, he admitted again in Prince Court.
So both of the admissions were covered by his company insurance (RM50,000/year), alhamdulillah... Yes, fully utilize yr benefits first (save yr personal one for emergency/Plan B/last option, u will know why later). But he still can claim for his hospital daily allowance.
He was diagnosed with BRAIN TUMOR (clean health record-non smoker-active-never been warded) and was advised by doctor to remove it through surgery..well, estimated cost was RM55k - RM60k (so now u see the importance of Plan B????)
Nak jadikan cerita, bil KPJ & PC guna company punya insurance yg RM50k, blh kata banyak ya coverage dia...so cukup tak nk cover surgery ni?? Alhamdulillah he signed up a Takaful plan with me 13 months ago tht covers him RM60,000/year, payment mmg cantik setiap bulan x prnah ada outstanding.
Total bill for his surgery was RM54k plus...and he decided to use his personal med card (company pny dah x cukup). At least for the follow ups, he can use company's insurance kan? And thr's lil bit more balance (RM4k plus) in personal med card for future use in case of emergency..
So in conclusion, why personal health insurance/takaful is important?? U should do the answer... Tak pernah sakit pun, kalau nak sakit..anytime boleh sakit bang. Tak payah tunggu tua utk sakit... tak minta pun sapa2 utk sakit, tp cuma nk share pengalaman... Org jawa kata, "while it is wise to learn from experience, it is WISER to learn from the experience of others"
Pls pm him directly for further info.
Tq Mohd Rinzal Mohd Yusof for being patience and follow our procedure frm A-Z.
About 2-3 days after he discharged from KPJ, he admitted again in Prince Court.
So both of the admissions were covered by his company insurance (RM50,000/year), alhamdulillah... Yes, fully utilize yr benefits first (save yr personal one for emergency/Plan B/last option, u will know why later). But he still can claim for his hospital daily allowance.
He was diagnosed with BRAIN TUMOR (clean health record-non smoker-active-never been warded) and was advised by doctor to remove it through surgery..well, estimated cost was RM55k - RM60k (so now u see the importance of Plan B????)
Nak jadikan cerita, bil KPJ & PC guna company punya insurance yg RM50k, blh kata banyak ya coverage dia...so cukup tak nk cover surgery ni?? Alhamdulillah he signed up a Takaful plan with me 13 months ago tht covers him RM60,000/year, payment mmg cantik setiap bulan x prnah ada outstanding.
Total bill for his surgery was RM54k plus...and he decided to use his personal med card (company pny dah x cukup). At least for the follow ups, he can use company's insurance kan? And thr's lil bit more balance (RM4k plus) in personal med card for future use in case of emergency..
So in conclusion, why personal health insurance/takaful is important?? U should do the answer... Tak pernah sakit pun, kalau nak sakit..anytime boleh sakit bang. Tak payah tunggu tua utk sakit... tak minta pun sapa2 utk sakit, tp cuma nk share pengalaman... Org jawa kata, "while it is wise to learn from experience, it is WISER to learn from the experience of others"
Pls pm him directly for further info.
Tq Mohd Rinzal Mohd Yusof for being patience and follow our procedure frm A-Z.
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